Walker Ford First-time buyer
FIrst Time Buyer? no or a limited credit history?
The Ford First-Time Car Buyer Program could be the perfect opportunity to get behind the wheel of a brand-new Ford. Designed specifically for new buyers, it makes ownership accessible even without prior purchase history. The program features a low initial down payment, reduced monthly installments, and competitive interest rates.
To qualify for this program, you must have no prior auto credit and a clean credit history, as well as a monthly income of at least $2,000. Our goal is to help you find the car, truck, or SUV you’ve been dreaming of at a price that fits your budget. Walker Ford, your trusted local Ford dealership, is here to guide you through every step of the car-buying process.
Details*
- Customer Eligibility:To qualify, customers must have no prior auto tradelines, no major derogatory credit, a minimum FICO score of 640, and provide proof of income and residency. A minimum $1,000 cash down payment is also required
- Max Terms: Retail: 72 months / Flex Buy: 66 months / Lease: 36 months
- $1,000 Customer Down Payment - excludes rebates and trade equity.
- Not eligible for 90-day deferred, CSPP, or FELP programs.
- November 20, 2025 – March 31, 2026
On qualifying New and Certified Pre-Owned vehicles
2025 & 2026 Bronco Sport
2025 & 2026 Escape
2025 & 2026 Maverick
2025 & 2026 Mustang Mach-E
2025 & 2026 Ranger
Certified Used Bronco Sport
Certified Used Escape
Certified Used Maverick
Certified Used Mustang Mach-E
Certified Used Ranger
Certified Used Lincoln Corsair
*First-Time Buyer Program available to qualified customers with no prior auto credit, no major derogatory credit, minimum 640 FICO, and proof of income/residency. Minimum $2,000 monthly income and $1,000 customer cash down required (excludes rebates and trade equity). Includes $500 First-Time Buyer Bonus Cash on eligible new Ford models. Not compatible with 90-day deferred, CSPP, or FELP programs. Max terms: Retail 72 mos, Flex Buy 66 mos, Lease 36 mos. Financing subject to Ford Credit approval. Offer valid 11/20/25–3/31/26. See Walker Ford for details.
