Walker Ford

Save Up to $10,000 with the New Auto Loan Interest Deduction

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A Federal Incentive That Makes Driving
a New Ford Smarter Than Ever

Thanks to the One Big Beautiful Bill Act (OBBBA), you may now qualify for a major federal tax deduction — up to $10,000 on your new vehicle loan interest!

2025 Ford F 150
2023 Ford Bronco Sport
2025 Ford Explorer St 03
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What’s the Offer?

Deduct up to $10,000 in auto loan interest on eligible new Ford and Lincoln vehicles.
Valid for vehicles purchased with loans originated between Jan 1, 2025 – Dec 31, 2028.

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Who Qualifies?

To qualify, you must:

  • Finance a new personal-use vehicle (no used or commercial vehicles).
  • Originate your loan after December 31, 2024.
  • Be the first owner.
  • Ensure the vehicle has final assembly in the U.S.
  • Fall under the income limits:
    • Deduction phases out if your modified adjusted gross income exceeds $100,000 (individual) or $200,000 (joint).

Important: We recommend speaking with a tax professional to confirm your eligibility.

See All Qualifying Vehicles

F-150 F-150
Bronco Bronco
Ranger Ranger
Explorer Explorer
Escape Escape
Mustang Mustang
Expedition Expedition
Transit Cargo Van Transit Cargo Van
Super Duty F-250 SRW Super Duty F-250 SRW
F-150 Lightning F-150 Lightning

Visit us to explore your options and confirm eligibility.

Why Walker Ford?

At Walker Ford, we’re committed to making car buying smarter and more rewarding.
We’re ready to help you choose a qualifying vehicle and walk you through the steps.

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I'm Interested in the New Auto Loan Interest Deduction

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Disclaimers

  • This content is for informational purposes only.
  • Walker Ford does not provide tax or legal advice.
  • Consult your tax advisor to determine eligibility and deduction value.
  • Vehicle eligibility is based on final assembly location and GVWR < 14,000 lbs.
  • Walker Ford does not provide tax or legal advice.
  • Learn More on IRS Website

Important: We recommend speaking with a tax professional to confirm your eligibility.